About Us

Halal Credit was founded with a singular mission: to provide ethical, Sharia-compliant financial services that empower individuals, families, and small businesses in Katsina and beyond. Guided by the principles of Islamic finance, we believe in promoting financial inclusion, economic stability, and responsible growth through interest-free, transparent, and socially responsible banking solutions.

Rooted in the heart of our community, Halal Credit is more than just a bank—we are partners in your journey towards financial success. By offering a range of personalized financial products, we support our clients in achieving their goals while adhering to the ethical standards set by Islamic law (Sharia).

To become the leading provider of Islamic microfinance services in Northern Nigeria, creating pathways for financial independence and fostering economic growth in the communities we serve.

At Halal Credit, our mission is to offer comprehensive, interest-free banking services that align with the principles of fairness, equity, and justice. We strive to uplift our community through responsible financial solutions, empowering individuals and small businesses to thrive without compromising their values.

Islamic Banking Principles

We strictly adhere to the principles of Islamic finance, ensuring that all our products and services are in line with Sharia law. This means no interest (riba), no speculation (gharar), and no investments in prohibited industries. Our profit-sharing and ethically sound models provide both security and growth opportunities for our clients.

Financial Inclusion

We believe that everyone deserves access to fair and ethical financial services, regardless of their socio-economic background. Our microfinance solutions are designed to support those who are often overlooked by traditional banking systems, including small businesses, farmers, and low-income families.

Community Impact

As a locally owned and operated bank, we are deeply committed to the development of Katsina and its surrounding regions. Through community investment projects, small business loans, and charitable initiatives, we aim to create long-term positive change and economic growth.

Transparency & Trust

We pride ourselves on transparency and honesty in all our dealings. Our clients are our partners, and we ensure that they are informed and confident in their financial decisions at every step.

We offer a range of Sharia-compliant products tailored to meet the needs of individuals, families, and businesses, including:

• Savings and Investment Accounts
• Personal and Business Financing
• Zakat and Sadaqah Management
• Hajj and Umrah Savings Plans
• Community Development Microfinancing

Halal Credit is led by a team of seasoned professionals with deep expertise in Islamic banking, finance, and community development. Our leadership is committed to driving innovation in microfinance while staying true to the values of transparency, fairness, and ethical growth.

Since our inception, we have been devoted to not only serving the financial needs of our clients but also contributing to the social and economic development of our local communities. We support local businesses, provide opportunities for entrepreneurs, and engage in charitable projects that directly impact the well-being of the people of Katsina.

We look forward to expanding our impact, helping more individuals and businesses achieve financial security through ethical means, and fostering lasting relationships built on trust and mutual respect.

At Halal Credit, we believe that financial empowerment should be accessible to everyone. Whether you’re looking to save for the future, grow your business, or contribute to your community, we are here to help you succeed—ethically, responsibly, and with purpose.

To learn more about how we can serve you, visit one of our branches, or get in touch with us today.